What declining check writing means for your church

Mark Brooks from The Charis Group writes about how the shift from writing checks to electronic payments will eventually impact your church in a great way:

As your congregation gets younger by attrition, you’ll see check-writing become more infrequently used. If we don’t change our process for collecting the offering, we’ll see our offerings decline!

The reason is simple: The harder we make it for people to give, the less likely they are to do so. If our only means of collection remains the traditional offering plate, people will put in the few dollars they have on their person. The percentage of what you collect will decline, if it hasn’t already.

The Bible teaches us that we must give; it doesn’t say how. The offering plate came into wide acceptance in the U.S. only in the late 1800s to early 1900s. It’s not the 11th commandment that gifts be put in a basket or plate.

The offering plate is a tool. It will remain, for some time, an effective tool for collecting gifts. However, if it’s your only tool, and the demise of paper checks continues, then you’re in trouble.

Smart churches provide multiple ways for people to give, thus increasing their ability to receive funds. Since check-writing is in decline, isn’t it time you offered online giving?

Read more here…




  • davepatchin August 8, 2013 Reply

    If your church doesn’t offer ways to give beyond the offering plate, you probably are declining in many other areas AS WELL as giving.

  • Rev. K. A. Christian September 3, 2013 Reply

    I agree… the church must shift with the times… today, many don’t write checks anymore… many just swipe their bank cards… as a church we must cater to the times in which we serve…

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